In short: Maharaja Coin is community software operated by Malwa Brothers Limited (Auckland, New Zealand). We provide a Solana-focused mobile app and website with market information, educational content, and optional embedded-wallet features. We are not a bank, broker, exchange, money transmitter, or investment adviser. When enabled, fiat purchases are processed by regulated third parties such as MoonPay. By using our Services you agree to these Terms and our Privacy Policy.
1. Agreement & acceptance
These Terms & Conditions (“Terms”) govern your access to and use of the Maharaja Coin iOS application, Android application, website, assistant features, and related services (collectively, the “Services”).
By downloading, installing, accessing, or using the Services, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not use the Services.
2. Operator identity
The Services are operated by Malwa Brothers Limited (“we,” “us,” “our”) trading as Maharaja Coin, with a registered office in Auckland, New Zealand.
Support & legal contact: manager@maharajacoin.app
Maharaja Coin draws cultural inspiration from the legacy of Maharaja Ranjit Singh and Punjab’s history. We are not affiliated with, endorsed by, or sponsored by any royal estate, government, film studio, publisher, political party, or religious institution unless expressly stated in writing.
3. Description of the Services
The Services may include, without limitation:
- Live and cached token price displays, launch metrics, and growth indicators
- An embedded Solana wallet experience powered by third-party wallet infrastructure (Privy)
- Optional fiat on-ramp checkout via regulated partners (e.g. MoonPay, Stripe) when enabled
- Educational and community content, including books, films, history, and social links
- Push notifications, share tools, and an in-app AI assistant for general information
- Links to third-party app stores, social platforms, booksellers, and public media references
Features may be added, modified, suspended, or removed at any time, including by remote configuration. Availability may vary by country, device, and partner eligibility.
4. What Maharaja Coin is not
You acknowledge that Maharaja Coin is not:
- a bank, credit union, or deposit-taking institution;
- a broker-dealer, investment adviser, or portfolio manager;
- a cryptocurrency exchange, custodian, or money-services business;
- a provider of tax, legal, or accounting advice; or
- a guarantor of token price, liquidity, listings, or investment returns.
Nothing in the Services constitutes an offer to sell or solicitation to buy any digital asset.
5. Eligibility & restricted use
To use wallet or on-ramp features you must:
- be at least 18 years old, or the age of legal majority in your jurisdiction, whichever is higher;
- have legal capacity to enter a binding agreement;
- not be located in, ordinarily resident in, or subject to sanctions in a jurisdiction where use of the Services or digital assets is prohibited; and
- not appear on any applicable sanctions, embargo, or restricted-party list.
We and our payment partners may restrict, suspend, or terminate access where we reasonably believe eligibility requirements are not met or where required by law or partner policy.
6. Embedded wallet & self-custody
6.1 Privy wallet infrastructure
Embedded wallet authentication and key management may be provided by Privy or another configured wallet partner. Your relationship with that provider is governed by its own terms and privacy policy.
6.2 No seed phrase collection
Maharaja Coin never asks you to enter a seed phrase, private key, or recovery words into support channels, email, chat, or website forms. We will never ask you to send us cryptocurrency to “verify” an account.
6.3 Your responsibilities
- You are solely responsible for securing your device and wallet access methods.
- Blockchain transactions are generally irreversible.
- You must verify wallet addresses and transaction details before confirming any transfer.
7. Fiat on-ramp (MoonPay & other providers)
7.1 Third-party processing
When you choose to buy crypto with Apple Pay, debit card, or other enabled payment methods, checkout is hosted by a regulated third-party on-ramp provider such as MoonPay or Stripe. Maharaja Coin:
- does not process, store, or transmit your full payment card number;
- does not perform identity verification (KYC) or anti-money-laundering checks itself; and
- may pass your wallet address, requested asset, amount, currency, and return URL to the provider to pre-fill checkout.
7.2 Provider terms apply
Your purchase is a transaction between you and the on-ramp provider. Fees, exchange rates, limits, supported payment methods, refunds, chargebacks, and compliance decisions are determined by that provider under its terms and privacy policy.
7.3 No guaranteed delivery
While we integrate with reputable providers, we do not guarantee that any on-ramp transaction will complete, that crypto will arrive within a particular timeframe, or that a provider will remain available in your region.
8. AML, KYC & sanctions compliance
Users purchasing crypto through on-ramp partners must complete any identity verification, source-of-funds checks, or transaction monitoring required by those partners and applicable law. Maharaja Coin cooperates with lawful requests from regulators or partners where required, but does not itself operate a licensed money-transmission or exchange business.
You agree not to use the Services for money laundering, terrorist financing, fraud, sanctions evasion, or other unlawful activity.
9. Not financial, legal, or tax advice
All prices, charts, growth percentages, fiat conversions, assistant responses, and educational content are provided for general information only. Digital assets are volatile and risky. Past performance does not predict future results. Consult qualified professionals before making financial, legal, or tax decisions.
10. Digital asset risks
You acknowledge and accept that:
- digital assets are highly volatile and may lose all value;
- blockchain networks may fail, fork, congest, or become unavailable;
- transactions may be delayed, stuck, or irreversible once confirmed;
- smart contracts, bridges, wallets, and other infrastructure may contain bugs or be exploited;
- regulatory action may restrict or prohibit access to digital assets in your jurisdiction; and
- you may lose access to assets if you lose device access, credentials, or recovery methods managed by third-party wallet providers.
11. No guarantee
Maharaja Coin makes no guarantee regarding, and expressly disclaims any promise of:
- token value, price stability, or appreciation;
- liquidity, trading volume, or market depth;
- exchange listings, pair availability, or market-maker support;
- market demand, adoption, or user growth; or
- future development, feature delivery, timelines, or roadmap outcomes.
12. Token status
Ownership of MAHARAJA tokens does not represent ownership, shares, equity, dividends, profit rights, voting rights, governance rights, or any legal or beneficial interest in Malwa Brothers Limited or any affiliate, unless expressly stated in a separate written agreement signed by an authorised representative.
13. User responsibilities & acceptable use
You agree that you will not:
- use the Services for fraud, harassment, hate speech, or unlawful activity;
- impersonate Maharaja Coin, Malwa Brothers Limited, our partners, or other users;
- attempt to hack, scrape, reverse engineer, or overload our systems;
- misrepresent token prices, launches, partnerships, or official endorsements;
- circumvent partner eligibility, geographic restrictions, or admin controls; or
- use the Services to promote scams, fake giveaways, or unauthorized investment schemes.
14. Historical, book & movie content
Content about Maharaja Ranjit Singh, recommended books, and listed films or series is for education and community interest only. Dramatised works may contain creative licence. Listings are not endorsements. We receive no commission from listed publishers or studios unless explicitly disclosed.
15. Third-party services & links
The Services rely on third parties including Firebase, Privy, MoonPay, Stripe, Solana RPC providers, price APIs, app stores, and social platforms. We do not control third-party availability, policies, or content. Your use of third-party services is at your own risk and subject to their terms.
16. Privacy
Our collection and use of information is described in our Privacy Policy, which is incorporated into these Terms by reference. In the event of conflict regarding data handling, the Privacy Policy governs privacy matters.
17. Fees
The Maharaja Coin app is generally free to download. Blockchain network fees, on-ramp provider fees, and third-party wallet fees may apply to transactions you initiate outside our direct control.
18. Refunds & chargebacks
Maharaja Coin does not process fiat payments and cannot issue refunds for on-ramp purchases. Refund, reversal, or chargeback requests must be directed to the payment provider that processed your transaction (e.g. MoonPay), subject to that provider’s policies and applicable law.
19. Intellectual property
Maharaja Coin software, branding, logos, and original website content are owned by or licensed to Malwa Brothers Limited and protected by applicable intellectual-property laws. Third-party trademarks belong to their respective owners.
20. Price data disclaimer
Market prices, charts, growth percentages, fiat conversions, and related metrics displayed in the Services may be delayed, incomplete, aggregated, rounded, or inaccurate. They are provided for general informational purposes only and may differ from prices on exchanges, on-ramp providers, or other platforms. Do not rely on displayed prices as the sole basis for any financial decision.
21. AI assistant disclaimer
Responses from the in-app AI assistant are generated automatically and may contain errors, omissions, or outdated information. Assistant output is not financial, legal, tax, or investment advice. Do not share seed phrases, passwords, government IDs, or payment details in chat. Verify important information through official Maharaja Coin channels or qualified professionals.
22. Regulatory changes
Laws and regulations regarding digital assets, payments, and financial services change frequently and vary by jurisdiction. We may modify, suspend, or discontinue features — including wallet, on-ramp, or token-related functionality — where required by law, regulation, partner policy, or risk assessment. You are responsible for determining whether your use of the Services is lawful where you live.
23. Force majeure
We are not liable for failure or delay in performing obligations under these Terms to the extent caused by events beyond our reasonable control, including natural disasters, fires, floods, pandemics, labour disputes, cyber attacks, blockchain network failures, internet or telecommunications outages, power failures, government actions, sanctions, war, terrorism, or third-party service outages (including Firebase, Privy, MoonPay, RPC providers, or app stores).
24. Disclaimer of warranties
The Services are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied, including merchantability, fitness for a particular purpose, accuracy of prices, or uninterrupted operation.
25. Limitation of liability
To the fullest extent permitted by law, Malwa Brothers Limited and Maharaja Coin shall not be liable for indirect, incidental, special, consequential, or punitive damages, including loss of digital assets, profits, or data, arising from your use of the Services, reliance on price data, on-ramp transactions, wallet errors, or third-party outages.
Where liability cannot be excluded, our total aggregate liability shall not exceed the greater of (a) amounts you paid us directly in the past twelve months (typically zero for a free app) or (b) NZD $150 (or equivalent in local currency).
26. Indemnification
You agree to indemnify and hold harmless Malwa Brothers Limited, Maharaja Coin, and our operators from claims, damages, and expenses (including reasonable legal fees) arising from your misuse of the Services, violation of these Terms, or infringement of third-party rights.
27. Suspension & termination
We may suspend or terminate access to the Services if we reasonably believe you violated these Terms, created legal or security risk, or where required by law or a partner. Termination does not affect ownership of assets in your wallet or data recorded on public blockchains.
28. Changes to these Terms
We may update these Terms from time to time. The effective date and version at the top of this page will change when we do. Continued use after updated Terms are posted constitutes acceptance. If you do not agree, you must stop using the Services.
29. Governing law & disputes
These Terms are governed by the laws of New Zealand, without regard to conflict-of-law principles. Before formal proceedings, you agree to contact us and attempt informal resolution within 30 days. If unresolved, disputes shall be subject to the exclusive jurisdiction of the courts of New Zealand, except where prohibited by law.
30. Contact
Questions about these Terms:
manager@maharajacoin.app
Malwa Brothers Limited · Auckland, New Zealand